The College Loan Payoff Formula


Here's your diploma; now go fuck yourself

After 63 years of paying off my student loans, I have barely made a dent.


I created a formula to help people in similar situations grapple with this mathematical phenomenon:


P=principle

r=interest

n=loan period


Total loan repayment=[( P × r × (1+r)n ) / ((1+r)n − 1)] x n=




The bird gets it.